In this article, we look at the insurance term “beneficiary” on life insurance. We have put together a guide on what beneficiary is, how beneficiary works as well as some questions we get asked frequently about beneficiaries. What does “beneficiary” mean? Beneficiary is the person to whom the death benefit will be paid. Can you have children […]
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Life insurance in Malaysia is something that a lot of expats might at some point think about considering. Here we have put together a practical guide about the ins and outs of buying life insurance in Malaysia and what to look out for. Cost of Life Insurance Policies In Malaysia, different states have very different mortality rates which is the predicted age in which you might pass away. Mortality
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Approximately a third of a day for most of us is dedicated to working either remotely or in the office. Some people perceive work as something they must go through so that they can have income for their living and take pleasure in fun activities after work or during weekends and holidays. In the meantime, others
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A second medical opinion refers to a situation in which you seek medical advice about a particular medical condition or a set of symptoms from two doctors. Typically, patients seek a second medical opinion in two different ways. Firstly, if your general doctor refers you to a medical specialist, then you are actually seeking a second medical opinion
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Improving staff’s overall well-being has become increasingly important during the COVID-19 period. Corporations, SMEs and startups are paying more attention to group health insurance, since it is regarded as a preventive measure to maintain business continuity. However, with a variety of policies available on the market, employers may find them similar and feel confused when it
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The Internet of Things (IoT) promises to revolutionize our day-to-day lives — and that revolution has already begun. While some gadgets can improve health, many more help those with chronic conditions manage them successfully. In this blog post, we are going to share with you what technologies are out there and in what ways they can
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Preventative care is also known as routine care. It differs from diagnostic care in that diagnostic care involves services in which your medical provider is searching for specifics that stem from a preventative test or screening. Preventative care can help identify or prevent serious medical conditions before they turn into a life-threatening situation. Examples of Preventative Care Services • Annual
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Being aware of the different categories of the employee benefits that employers typically offer is important. This not only applies to expats who are looking for a job but also expatriate employees as well as HR departments considering employee benefit choices. For expatriate job applicants knowledge of benefits will prove useful when it comes to comparing job offers. Whereas those in the HR department can determine the right types of benefits that would help attract talent, retain existing staff, and enhance
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Accidents happen. But some places are more hazardous than others, and some locations have unique dangers that the uninitiated are more prone to. In this blog post, we are going to share with you some of the most common accidents and health-related issues that happen to travelers, international workers and expats. Work place accidents You probably feel
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In short, employee benefits are the indirect and non-cash compensation paid to an employee. These benefits are given to employees over their salaries and wages and are sometimes referred to as “fringe benefits”. Employees love benefits. They want appreciation and recognition for their hard work. Many employees apply for organizations depending on the perks and benefits offered by
What are employee benefits and why do they matter to you? Read More »