Michael Smith

private medical insurance full medical underwriting

Full Medical Underwriting

Private Medical Insurance Full Medical Underwriting What is Full Medical Underwriting?  Full Medical Underwriting (FMU health insurance) is a process in which you get to fill out a medical declaration and understand exactly which medical conditions you get coverage for and which ones are not excluded. It is one of the two key underwriting choices offered by most insurers for expats. The other underwriting option is moratorium.  […]

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Expat Guide to Vietnam healthcare System

An Expat Guide to Vietnam’s Healthcare System

An Expat Guide to Vietnam’s Healthcare System Whether you plan to live in Vietnam or work, being well-informed about the medical care system is important. There are various levels of healthcare costs throughout the country so we have put together a practical guide on using Vietnam’s healthcare system.  1. Public Healthcare  When it comes to Vietnam’s public healthcare system, overcrowding is a key

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How Physical Exercise Benefits Mental Health

How Physical Exercise Benefits Mental Health

How Physical Exercise Benefits Mental Health  Not only does physical exercise help you enhance the health of your heart, lungs and keep you slim and muscular, but it also benefits your mental health. Scientific research indicates that spending time for physical exercise offers several effective benefits of mental health. Here we have compiled some practical tips on how physical exercise benefits mental health of yours!  1. Minimise anxiety, depression and

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how to make your work office more homey

How to make your work office more homey

How to make your work office more homey Let’s admit it that visiting your work office can sometimes be boring especially when you have to leave the comfort of your home in winter. However actually you can make your workstation feel more like home with some practical tips that we have put together here.  1. Rearrange the lighting in your workstation  Try to

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best herbs for lung detox

Best Thai Herbs for Lung Detox

Best Thai Herbs for Lung Detox  As long as toxic PM2.5 dust and the COVID-19 pandemic are around, it means that there are potentially lethal illnesses that can affect our lungs.  So what can be done to prevent these threats? Here we have listed 5 Thai herbs that you can eat to help detoxify your lungs and keep them healthy.  1. Fah Talai Jone   Fah Talai Jone (scientific name: Andrographis paniculata) is a renowned medicinal herb in Thailand. Its benefits include making your lungs and respiratory

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