Michael Smith

Similar to health insurance premiums, life insurance premiums rely on a range of factors that determine how much you need to pay for your life coverage. It is important to fully understand what these factors are. This serves as a path to minimize your premiums in the future.    What are some factors that affect term life insurance premiums?  1. Amount

You should begin looking after your child’s teeth early to prevent cavities and tooth decay. Now is the time to teach your child proper dental care. Here we have compiled a practical guide on how to help kids of all ages take great care of their oral health.   1. Start brushing when the first tooth appears  As soon as the first tooth of your child grows through the gum, make sure you

Understanding what CPME is and how it works.  Holding a health insurance plan for some time, you might think about a switch to another insurance company if you spot that the premiums are cheaper and better benefits are provided by the new medical insurer.   What does Continuing Personal Medical Exclusions (CPME) underwriting mean?  Continuing Personal Medical Exclusions (CPME) is

Employee Assistance Programs (EAP) are getting more popular these days as companies throughout the world begin to understand that there are close connections between personal wellbeing and job performance. Here we have put together a practical guide on what EAPs are and do you need one on your group health insurance.  What is an Employee Assistance Program (EAP)

What is retiree health insurance?  A retiree health insurance policy is a medical insurance policy that has benefits that specifically cater to policyholders who are retirees. Retiree health insurance before 65 typically works differently with retiree health insurance after 65.  How does retiree health insurance work?  Understanding the limits that health insurance providers set up for retiree health insurance plans is important. For

It is undeniable that your child is everything to you. So you always would like to keep your daughter or son healthy and happy. In addition, you want to properly handle expensive medical expenses for your family. Therefore how can you be certain that you can succeed at both? Health insurance for your child can be one of your best choices.  The eligibility requirements for children health insurance in Thailand differ

At one stage in your life, you might have to fill in a medical questionnaire when setting up an insurance plan. Perhaps you might wonder what and how to complete the medical questionnaire the right way. So here we have put together a practical guide on how a medical questionnaire works and how you are supposed to complete

What is an affinity scheme in health insurance?  An affinity group medical insurance scheme is essentially group health insurance without an employer. Typically, the employer or the company is the policyholder and the payment of premiums is processed through a company bank account.   Insurance for affinity groups (also known as affinity schemes, affinity group insurance or affinity scheme insurance) is made up of a group of