Month: May 2021

cough and cold in babies

An Ultimate Guide to Cough and Colds in Babies

Although all infants have been immune to sickness to some extent since their birth, getting to a stage where they have fully mature immunity is going to take a while. In the meantime, they can get infected fairly easily with viruses due to their high level of vulnerability which is why colds in babies arise in the first place.  A cold can happen in an infant anytime. The likelihood of developing colds might rise …

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how to support elderly parents with cancer

How to support your elderly parents with cancer

Knowing that your aging parent is diagnosed with cancer can be really shocking. For all those years, they have always been your source of inspiration and peace of mind in your life will now need your support as they go through many decisions for their cancer treatment journey. Despite your feelings of overwhelming and distress throughout the cancer treatment of your parent, there are plenty of things you can do to reach the exit of this life or …

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how are life insurance premiums calculated

How are Life Insurance Premiums Calculated

Similar to health insurance premiums, life insurance premiums rely on a range of factors that determine how much you need to pay for your life coverage. It is important to fully understand what these factors are. This serves as a path to minimize your premiums in the future.    What are some factors that affect term life insurance premiums?  1. Amount …

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how to keep your childs teeth healthy

How to Keep Your Child’s Teeth Healthy

You should begin looking after your child’s teeth early to prevent cavities and tooth decay. Now is the time to teach your child proper dental care. Here we have compiled a practical guide on how to help kids of all ages take great care of their oral health.   1. Start brushing when the first tooth appears  As soon as the first tooth of your child grows through the gum, make sure you …

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continuing personal medical exclusions

Insurance Term of the Week: Continuing Personal Medical Exclusions (CPME)

Understanding what CPME is and how it works.  Holding a health insurance plan for some time, you might think about a switch to another insurance company if you spot that the premiums are cheaper and better benefits are provided by the new medical insurer.   What does Continuing Personal Medical Exclusions (CPME) underwriting mean?  Continuing Personal Medical Exclusions (CPME) is …

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what is an employee assistance program

What is an EAP and do you need one on your health insurance?

Employee Assistance Programs (EAP) are getting more popular these days as companies throughout the world begin to understand that there are close connections between personal wellbeing and job performance. Here we have put together a practical guide on what EAPs are and do you need one on your group health insurance.  What is an Employee Assistance Program (EAP) …

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retiree health insurance

Health Insurance for Retirees under 65

What is retiree health insurance?  A retiree health insurance policy is a medical insurance policy that has benefits that specifically cater to policyholders who are retirees. Retiree health insurance before 65 typically works differently with retiree health insurance after 65.  How does retiree health insurance work?  Understanding the limits that health insurance providers set up for retiree health insurance plans is important. For …

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children health insurance

How Children Health Insurance in Thailand Can Make You Feel Peace of Mind for Your Child’s Health

It is undeniable that your child is everything to you. So you always would like to keep your daughter or son healthy and happy. In addition, you want to properly handle expensive medical expenses for your family. Therefore how can you be certain that you can succeed at both? Health insurance for your child can be one of your best choices.  The eligibility requirements for children health insurance in Thailand differ …

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affinity scheme

Your Guide to an Affinity Scheme in Health Insurance

What is an affinity scheme in health insurance?  An affinity group medical insurance scheme is essentially group health insurance without an employer. Typically, the employer or the company is the policyholder and the payment of premiums is processed through a company bank account.   Insurance for affinity groups (also known as affinity schemes, affinity group insurance or affinity scheme insurance) is made up of a group of …

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