As you know, life insurance is an insurance policy that pays your beneficiary a lump sum benefit if you die during the policy period. For some expats, a single policy can more than meet these needs. However, there are many situations where expatriates find that having more than one might make more sense. So, as an expat, can you have more than […]
Can you have more than one life insurance policy? Read More »
The idea of moving to South Korea can be an exciting one and there is much to consider if you are relocating including what the healthcare system is like. The medical system in South Korea is something that every American expat needs to be mindful of, so here is a practical guide on using the medical system there.  1. Public Healthcare Public hospitals come in various size and quality based on how
American Expats’ Guide to Healthcare and Health Insurance in South Korea Read More »
What is Premium Loading in Health Insurance Plans? Premium loading in medical insurance is an additional charge to your regular premium that covers an individual who is likely to make claims due to a pre-existing medical condition. For example, when you are diagnosed with a specific medical condition that could occur again such as a heart attack, you are more likely to make a claim from
Understanding Premium Loading in Health Insurance Policies Read More »
Having a new expatriate life with your family in Vietnam can be a mixture of excitement and challenge. Even if life insurance is optional for you as an expatriate family in Vietnam and although you already have bought a life insurance policy from your home country, it is still worth considering having an additional international life insurance policy as circumstances in your life change all
An Expat Guide to Individual Life Insurance in Vietnam Read More »
As an expat in Australia the first things that are on your mind are perhaps about landing a job and settling down on where you are going to live. On top of that, you need to consider the Australian healthcare system. Costs of medical treatment vary considerably throughout the country, so we have compiled a practical guide on how to effectively use the country’s healthcare
An Expat Guide to Healthcare and Health Insurance in Australia Read More »
The Situation Settling in a new country with a different culture and climate can sometimes be burdensome and filled with challenges. This blog piece is going to be part of our Expat Case Study Stories series where we share experiences of people (expats) who relocated overseas to live or work in different settings. You will
Expat Medical Insurance Story: Brandon’s hyperextension in Thailand. Read More »
Whether you have been an insured for a long period of time or you are new to medical insurance, being mindful of all of the benefits on your plan is important. Reports from insurers tell us that one of the most commonly claimed for parts of a health the concept of physiotherapy cover is essential to your health insurance plan for expats is for physio. To help you understand this benefit better we have put together a hands-on guide about
Your Guide to Physiotherapy Benefit on Your Health Insurance Read More »
The thought of settling in Myanmar with your family can be exciting and challenging at the same time. Here we have put together a practical guide about the ins and outs of individual life insurance in the Land of the Golden Pagodas.  Life Insurance Types  In Myanmar, there are many types of life insurance, namely, term life insurance, whole life insurance and endowment
An Expat Guide to Individual Life Insurance in Myanmar  Read More »
What is i-Brokers? i-Brokers is a licensed insurance broker, partnering with over 200 insurance providers to help expats get access to better insurance coverage. Seeing a lack of clear information and an unwillingness from insurers and brokers to share prices without asking for extensive client information, we formed i-Brokers with transparency in mind. Therefore, you
i-Brokers’ Guide on How to Buy Travel Insurance Read More »
If you have a pre-existing medical condition, that means you have a disease or illness for which you had symptoms, required treatment, or which you were aware of, although you did not seek treatment for it before the start of your medical insurance policy. Insurers may consider any medical condition you may have had in your life before buying an individual medical plan as
What to Consider If You Have a Pre-existing Medical Condition Read More »