Month: February 2021

what does coinsurance mean

What does coinsurance mean and how does it work?

Gaining a good understanding of healthcare can be a challenge so knowing the meaning of regularly used terms such as coinsurance is really helpful. It will help you know more about when and how much your medical payment actually is. Here we have put together important tips on how coinsurance works, what coinsurance means, why is coinsurance important and how coinsurance and …

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hazardous sport

Hazardous Sports Cover on Health Insurance

Understanding what hazardous sports coverage means and how it works.   Although exercising regularly is an excellent activity to be engaged in, we can risk causing physical harm. Taking some rest will heal minor injuries whereas major injuries that can arise from dangerous sports which have severe consequences on a person’s life quality.   Here are some questions you might consider when it comes to hazardous sports coverage on health insurance.   What is hazardous …

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what is a medical evacuation

What is Medical Evacuation Cover on Your Health Insurance?

What is Medical Evacuation Coverage?  The medical evacuation benefit on your medical insurance plan refers to reimbursement to cover transport costs to the nearest suitable medical centre, when the treatment you need is not available nearby.   How does Medical Evacuation work?  A medical evacuation is when you, as a patient, are transported from a healthcare provider with insufficient …

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can you have more than one life insurance policy

Can you have more than one life insurance policy?

As you know, life insurance is an insurance policy that pays your beneficiary a lump sum benefit if you die during the policy period. For some expats, a single policy can more than meet these needs. However, there are many situations where expatriates find that having more than one might make more sense. So, as an expat, can you have more than …

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healthcare in south korea

American Expats’ Guide to Healthcare and Health Insurance in South Korea

The idea of moving to South Korea can be an exciting one and there is much to consider if you are relocating including what the healthcare system is like. The medical system in South Korea is something that every American expat needs to be mindful of, so here is a practical guide on using the medical system there.   1. Public Healthcare  Public hospitals come in various size and quality based on how …

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what is premium loading

Understanding Premium Loading in Health Insurance Policies

What is Premium Loading in Health Insurance Plans?  Premium loading in medical insurance is an additional charge to your regular premium that covers an individual who is likely to make claims due to a pre-existing medical condition.   For example, when you are diagnosed with a specific medical condition that could occur again such as a heart attack, you are more likely to make a claim from …

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life insurance vietnam

An Expat Guide to Individual Life Insurance in Vietnam

Having a new expatriate life with your family in Vietnam can be a mixture of excitement and challenge. Even if life insurance is optional for you as an expatriate family in Vietnam and although you already have bought a life insurance policy from your home country, it is still worth considering having an additional international life insurance policy as circumstances in your life change all …

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health insurance australia

An Expat Guide to Healthcare and Health Insurance in Australia

As an expat in Australia the first things that are on your mind are perhaps about landing a job and settling down on where you are going to live. On top of that, you need to consider the Australian healthcare system. Costs of medical treatment vary considerably throughout the country, so we have compiled a practical guide on how to effectively use the country’s healthcare …

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retirement in pattaya thailand

Brandon’s Retirement Experience in Pattaya, Thailand

Settling in a new country with a different culture and climate can sometimes be burdensome and filled with challenges. This content series is going to be our Expat Case Study Stories series where we share experiences of people who relocated overseas to live or work in different settings. You will discover what it is like to live or work in another …

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physiotherapy benefit

Your Guide to Physiotherapy Benefit on Your Health Insurance

Whether you have been an insured for a long period of time or you are new to medical insurance, being mindful of all of the benefits on your plan is important.  Reports from insurers tell us that one of the most commonly claimed for parts of a health the concept of physiotherapy cover is essential to your health insurance plan for expats is for physio. To help you understand this benefit better we have put together a hands-on guide about …

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