Michael Smith

FAQs about term life insurance

Frequently Asked Questions (FAQs) about Term Life Insurance

Term Life Insurance – FAQ  Our clients ask us often regarding term life insurance.  Here are some of the most common questions that they share, so we answered them below:     What is Term life Insurance? Term life insurance is a type of life insurance policy that provides coverage for a specified period, typically ranging from […]

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how are health insurance premiums calculated

How are Health Insurance Premiums Calculated ?

Understanding how Health Insurance Premiums are Calculated is essential for policyholders seeking comprehensive coverage. This guide delves into the intricacies of premium determination, shedding light on factors that influence the cost. So what are some factors that affect term health insurance premiums? Read more about Health insurance Premiums here. 1. Type of Health Insurance Policy  Health

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guide to total hip replacement

An Expat Guide to Total Hip replacement

Total hip replacement (also known as total hip arthroplasty) is one of the most common surgical procedures with a high success rate in many countries. It is often a solution to expats who have arthritis and osteoarthritis and various forms of this disease.   Here we have compiled a guide on the ins and outs of total hip arthroplasty.  What is total hip arthroplasty?  The definition of total

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why do you need life insurance

Why do you need life insurance?

If you think you do not need life insurance, you are not alone. Do I even need life insurance? is what most people have on their mind when it comes to having life insurance. Also they are unaware of its real benefits. Therefore, in this article, we have put together some key benefits of having life insurance and also have covered when you need life insurance.  When you are a parent  

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is vision cover important on your medical insurance

Is vision cover important on your medical insurance?

As an expat living abroad, when you are considering purchasing international medical insurance, the questions that you have on your mind might include “Is vision insurance for individuals worth it?” or even “Do I need vision insurance at all?” Whether it is worth the bang for your buck or not, you will find out in this article we have put together for you.   We are also going

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accept bitcoin as payment

Which insurance companies accept Bitcoin for premiums and claim payments?

Cryptocurrencies such as Bitcoin are a very hot topic these days. While buying and selling cryptos is becoming increasingly mainstream, the opportunities to spend digital currencies are somewhat limited in comparison because its price is volatile.  There are, however, a growing number of companies across a wide range of industries who are embracing cryptocurrencies. They let customers use them as an official method of payment for

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How to reduce your sedentary activities and get more physically active

Many studies including one from the World Health Organization suggest that inadequate engagement in physical activity during free time makes both adolescents and adults physically inactive.   On the other hand, they tend to have a sedentary lifestyle, meaning they are likely to sit for a long period of time when they work and when they are

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