Month: June 2021

FAQs about term life insurance

Frequently Asked Questions (FAQs) about Term Life Insurance

Our clients ask us often regarding term life insurance.  Here are the most common questions that they share:     1. Are term life insurance premiums fixed?  You might have the question “are term life insurance rates locked in?” in your mind when buying term life insurance. The answer to this question is “yes, they are.”   Purchasing a term life insurance plan when …

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how are health insurance premiums calculated

How are Health Insurance Premiums Calculated ?

So what are some factors that affect term health insurance premiums?  1. Type of Health Insurance Policy  Health insurance policies that cover chronic conditions will have higher premiums than those that are able to cover only more acute diseases or mild medical conditions. Additionally, an individual health insurance policy will cost less than a medical insurance plan that covers more than a single person. In …

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guide to total hip replacement

An Expat Guide to Total Hip replacement

Total hip replacement (also known as total hip arthroplasty) is one of the most common surgical procedures with a high success rate in many countries. It is often a solution to expats who have arthritis and osteoarthritis and various forms of this disease.   Here we have compiled a guide on the ins and outs of total hip arthroplasty.  What is total hip arthroplasty?  The definition of total …

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why do you need life insurance

Why do you need life insurance?

If you think you do not need life insurance, you are not alone. Do I even need life insurance? is what most people have on their mind when it comes to having life insurance. Also they are unaware of its real benefits. Therefore, in this article, we have put together some key benefits of having life insurance and also have covered when you need life insurance.  When you are a parent   …

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is vision cover important on your medical insurance

Is vision cover important on your medical insurance?

As an expat living abroad, when you are considering purchasing international medical insurance, the questions that you have on your mind might include “Is vision insurance for individuals worth it?” or even “Do I need vision insurance at all?” Whether it is worth the bang for your buck or not, you will find out in this article we have put together for you.   We are also going …

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what is basal metabolic rate

What is Basal Metabolic Rate (BMR)?

Although your metabolism is somehow connected to weight, it is seldom the cause of weight increase. In this article, we are going to discuss why basal metabolic rate matters, how to measure it and how it can help control your weight.   Basal Metabolic Rate definition  Basal Metabolic Rate (BMR) is the number of calories your body needs to perform basic …

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how to save money on term life insurance

How to save money on term life insurance premiums

Here we have put together some practical tips on how to save money on term life insurance.  1. Review the Life Insurance Market Fully  As a rule of thumb, always review the life insurance market fully before setting up your individual term life insurance coverage or renewing each term.  Over the past 12 months, there have been …

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accept bitcoin as payment

Which insurance companies accept Bitcoin for premiums and claim payments?

Cryptocurrencies such as Bitcoin are a very hot topic these days. While buying and selling cryptos is becoming increasingly mainstream, the opportunities to spend digital currencies are somewhat limited in comparison because its price is volatile.  There are, however, a growing number of companies across a wide range of industries who are embracing cryptocurrencies. They let customers use them as an official method of payment for …

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How to reduce your sedentary activities and get more physically active

Many studies including one from the World Health Organization suggest that inadequate engagement in physical activity during free time makes both adolescents and adults physically inactive.   On the other hand, they tend to have a sedentary lifestyle, meaning they are likely to sit for a long period of time when they work and when they are …

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