It is undeniable that your child is everything to you. So you always would like to keep your daughter or son healthy and happy. In addition, you want to properly handle expensive medical expenses for your family. Therefore how can you be certain that you can succeed at both? Health insurance for your child can be one of your best choices.
The eligibility requirements for children health insurance in Thailand differ from insurer to insurer. Both the parent and child need to have a policy for some medical insurance companies whereas for others only the chile is required. The benefit of children health insurance stays constant. A children health insurance policy can greatly mitigate your financial burden of medical expenses in the likes of 6-figure Thai Baht (THB).
Children health insurance is a great option everywhere in the world. It can get even more useful in Thailand due to the occurrence of tropical diseases and other unique severe ailments. Here we have put together three of the most typical child health risk factors in Thailand.
1. Accidents
Research indicates that Thailand is one of the top countries when it comes to road traffic accidents. Car crashes which are one of the above medical expenses can vary from THB 10,000 to possibly hundreds of thousands of baht. With an excellent expat medical insurance plan, you can be certain and feel peace of mind that your kids get the best medical treatment by the best doctors at the best hospitals.
2. Food Poisoning
Negative digestive problems such as food poisoning is fairly typical in a country like Thailand. Your kids are more prone to food-related symptoms such as dehydration, diarrhea, vomiting because they have smaller bodies and less immunity. This can potentially lead to 3 to 4 days of in-patient treatment.
3. Dengue Fever
Due to the humidity and pollution, Thailand or especially its capital city Bangkok is a place for mosquitoes to breed. More mosquitoes mean more diseases from them. Dengue fever is a serious medical issue, particularly for children of 3-5 years old when their immunity is insufficiently great to fight against dengue fever. Once these kids catch this harmful illness, it can take up to a week of in-hospital treatment.
Takeaway
On the whole, prevention is always better than cure and having international children health insurance for expatriates is like having a spare tire when something really goes wrong unexpectedly. So it is worth considering having an international children medical insurance plan with you so you no longer have to worry about hefty medical bills and can therefore feel peace of mind and spend quality time with your loved ones.