Scientists and doctors have been studying genes and hereditary conditions (those handed down from parent to child) for many years. These days, it’s possible for someone to have a genetic test for a number of illnesses. A blood sample is taken and closely examined for abnormal chromosomes, but because so much information is stored on …
In this article, we look at the insurance term “beneficiary” on life insurance. We have put together a guide on what beneficiary is, how beneficiary works as well as some questions we get asked frequently about beneficiaries. What does “beneficiary” mean? Beneficiary is the person to whom the death benefit will be paid. Can you have children …
A second medical opinion refers to a situation in which you seek medical advice about a particular medical condition or a set of symptoms from two doctors. Typically, patients seek a second medical opinion in two different ways. Firstly, if your general doctor refers you to a medical specialist, then you are actually seeking a second medical opinion …
Preventative care is also known as routine care. It differs from diagnostic care in that diagnostic care involves services in which your medical provider is searching for specifics that stem from a preventative test or screening. Preventative care can help identify or prevent serious medical conditions before they turn into a life-threatening situation. Examples of Preventative Care Services • Annual …
In short, employee benefits are the indirect and non-cash compensation paid to an employee. These benefits are given to employees over their salaries and wages and are sometimes referred to as “fringe benefits”. Employees love benefits. They want appreciation and recognition for their hard work. Many employees apply for organizations depending on the perks and benefits offered by …
What are employee benefits and why do they matter to you? Read More »
When you have an illness or injury, knowing where to go to treat it is important. In this blog post, we are going to share with you the differences between the emergency room and the urgent care center. What is the difference between the emergency room and the urgent care center? If you need instant medical treatment, you …
Getting a grip on what fundamental medical insurance terms are and how they work in real-life situations can help you get the right medical insurance plan that meets your medical requirements and the needs of your loved ones. Therefore, here we have put together a guide to what a premium in health insurance is and how it …
What does an expat mean? An expat is the shortened version of the word “expatriate” which is defined as “a person who lives outside their native country” by Oxford Dictionary. Aside from this, “a person who lives in a foreign country“ is its Merriam-Webster definition. Global Citizen At present, for people in the younger generation, there are two increasingly popular terms that can be used interchangeably with …
What is an Expat? and How to Become an Expatriate? Read More »
COVID-19 has stretched health care systems to the brink. Although the pandemic might be getting all the headlines in the news, patients all over the world are still becoming ill from other injuries and diseases. This causes doctors to seek alternatives to treat them while avoiding contact. In this article, we are going to discuss the importance …
Our clients have sent us many questions about the death benefit when buying term life insurance. Here we have put together the common questions that they ask which may be in line with what you are looking for. How do death benefits work? First of all, death benefit is the amount that will be paid out to a beneficiary when the insured under …