Terminology

What does an expat mean?  An expat is the shortened version of the word “expatriate” which is defined as “a person who lives outside their native country” by Oxford Dictionary. Aside from this, “a person who lives in a foreign country“ is its Merriam-Webster definition.  Global Citizen  At present, for people in the younger generation, there are two increasingly popular terms that can be used interchangeably with …

What is an Expat? and How to Become an Expatriate? Read More »

COVID-19 has stretched health care systems to the brink. Although the pandemic might be getting all the headlines in the news, patients all over the world are still becoming ill from other injuries and diseases. This causes doctors to seek alternatives to treat them while avoiding contact. In this article, we are going to discuss the importance …

What are telemedicine services? Read More »

Our clients have sent us many questions about the death benefit when buying term life insurance. Here we have put together the common questions that they ask which may be in line with what you are looking for.  How do death benefits work?  First of all, death benefit is the amount that will be paid out to a beneficiary when the insured under …

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Understanding what medical history disregarded (MHD) means and how it works is important whenever we are talking about group medical insurance. Not all insurers offer this on their plans and it might not be available for certain organizations.  What is Medical History Disregarded (MHD) Insurance?  Medical History Disregarded (MHD) refers to insurance companies waiving pre-existing conditions of one or more insured members. Typically, …

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What does a chronic condition mean?  Chronic Condition is a sickness, illness or disease which has one of the following characteristics: is recurrent; does not respond well to treatment; requires protracted care; leads to permanent disability.  What can cause a chronic condition?  Unhealthy lifestyle can cause you a chronic illness. For instance, smoking, overuse of alcohol, poor diet, lack of physical activity …

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