Life Insurance

Life insurance in Malaysia is something that a lot of expats might at some point think about considering. Here we have put together a practical guide about the ins and outs of buying life insurance in Malaysia and what to look out for.  Cost of Life Insurance Policies  In Malaysia, different states have very different mortality […]

Life insurance in Malaysia is something that a lot of expats might at some point think about considering. Here we have put together a practical guide about the ins and outs of buying life insurance in Malaysia and what to look out for.   Cost of Life Insurance Policies  In Malaysia, different states have very different mortality rates which is the predicted age in which you might pass away. Mortality

Following the premature death of a life insurance policyholder, payouts may occasionally go unclaimed. So why does this happen and what you can do to prevent them from happening with your policy?  1. The absence of the original life insurer  There may be a change in the name of the life insurance company that sold the original life insurance policy. This

Smoking, as you all know, is harmful to your health. However, were you mindful of its impact on the cost of your life insurance if you are a smoker?  This is a key factor that life insurers use when underwriting your life insurance policy.  So, in this article, we provide you with a guide that

Generally speaking, life insurers pay out to beneficiaries almost every time. We use the word “almost” here because there are some uncommon situations where life insurance will not be given out.   One of the most significant circumstances that we are referring to is suicidal death. Suicidal death may be excluded based on the terms and conditions

One of the most important things you need to do while setting up a life insurance policy is to list a beneficiary or beneficiaries. This is to make sure that your death benefit goes to the right person or entity which you are most concerned with.  There are two main types of beneficiaries: primary beneficiary and

Beneficiary selection is an important part of the purchasing process of a life insurance policy. Getting this correct is essential as, by the very nature of the plan, you will not be there to give the money to your loved ones on your own. In this article, we provide you with a guide on how