Bupa
As one of the oldest medical insurance providers in existence Bupa have a long history of providing comprehensive cover and a proven track record on servicing. Get Bupa quotes online and see what health insurance policy they have will best match your needs.
About Bupa
Bupa is a global healthcare company that has been providing health insurance and healthcare services since 1947. With over 50 million customers worldwide, Bupa offers a wide range of services, including health insurance, health clinics, digital services, hospitals, dental centers, and aged care facilities. With nearly 1.7 million healthcare professionals, hospitals, and clinics worldwide, Bupa Global ensures that you have access to top-tier medical care, whether you are at home or traveling abroad. It operates in many countries, with significant presence in the UK, Australia, Spain, Chile, Poland, Hong Kong, Türkiye, Brazil, Mexico, and India, among others.
Bupa has its Asia headquarters in Hong Kong, which has allowed local servicing to be conducted in the region. The result of this has meant that the on the ground servicing team are able to deal with a host of your questions and claims. Bupa Global understands that healthcare needs vary from person to person, which is why they offer a range of flexible health insurance plans designed to suit different lifestyles and budgets. From comprehensive inpatient and outpatient care to specialized treatments and wellness programs, Bupa Global’s plans are crafted to provide extensive coverage and peace of mind.
Bupa is unique in that it is a company limited by guarantee with no shareholders, meaning it reinvests its profits into improving services for its customers. Bupa have a long standing reputation of providing expat medical insurance through their Bupa International plan and also through Bupa IHI. Both propositions have an array of benefits that satisfy the needs of expats the world over. To learn more about the extensive range of health insurance plans, visit the Bupa Global official site.
Bupa Health Insurance Plans
- Major Medical Global Health Plan: This plan provides comprehensive inpatient care, including medical evacuation and repatriation. It is ideal for individuals seeking global hospital coverage with a high deductible option.
- Select Health Plan: Offering essential cover outside of the U.S., this plan includes both inpatient and outpatient benefits. Basic wellness benefits, such as annual health checks, are also covered, making it suitable for those needing fundamental health coverage with an international reach.
- Premier Health Plan: This plan provides extensive inpatient and outpatient care worldwide, excluding the U.S. It includes rich wellness benefits like dental and optical coverage and private room accommodations, perfect for those seeking higher-level health insurance.
- Elite Global Health Plan: Designed for families, this plan offers comprehensive coverage with multiple inpatient and outpatient benefits. It includes wellness benefits, vaccinations for children, and coverage for up to two children under the age of 10 at no extra cost.
- Ultimate Global Health Plan: For those seeking the highest level of coverage, the Ultimate Global Health Plan offers unlimited global cover. It provides access to the best possible care and most prestigious hospitals worldwide, ensuring maximum protection and peace of mind.
- International Health and Hospital Plan: This customizable plan includes core coverage for inpatient care, cancer treatment, and maternity. It also offers four optional modules for outpatient care, prescribed medicine, medical evacuation, and dental and optical benefits, allowing members to tailor their coverage to their specific needs.
Plan Name | Coverage | Annual Limit | Key Features |
---|---|---|---|
Major Medical Global Health Plan | Worldwide | USD 4,500,000 / HKD 35,000,000 | Inpatient care, medical evacuation, medical repatriation |
Select Health Plan | Worldwide (excl. U.S.) | USD 4,500,000 / HKD 35,000,000 | Inpatient and outpatient care, basic wellness benefits, annual health checks |
Premier Health Plan | Worldwide (excl. U.S.) | USD 5,000,000 / HKD 39,000,000 | Extensive inpatient and outpatient care, dental and optical benefits, private room |
Elite Global Health Plan | Worldwide | USD 10,000,000 / HKD 78,000,000 | Comprehensive inpatient and outpatient care, wellness benefits, vaccinations, dental, optical |
Ultimate Global Health Plan | Worldwide | Unlimited | Unlimited coverage, access to top hospitals, extensive benefits, private suite accommodations |
International Health and Hospital Plan | Worldwide | USD 4,400,000 / GBP 3,000,000 / EUR 3,600,000 | Customizable modules: inpatient care, cancer cover, maternity, dental, optical, medical evacuation |
Bupa Health Table of Benefits
Bupa Health Optional ModulesÂ
Bupa Global offers flexibility and customization through their International Health and Hospital Plan, which includes four optional modules. These modules allow members to tailor their coverage to meet their specific healthcare needs and preferences. Here’s an in-depth look at each of these optional modules:
1. Out-Patient Module
The Non-Hospitalisation (Out-Patient) Module provides coverage for various outpatient services, enhancing the core plan’s benefits. Key features include:
- Outpatient Care: Coverage for general practitioner (GP) visits and specialist consultations, ensuring that members can access necessary medical advice and treatment without needing hospital admission.
- Maternity Benefits: Increased maternity benefits beyond the core plan, supporting expectant mothers with additional prenatal and postnatal care.
- Health Checks: Routine health checks and screenings to monitor and maintain overall health, helping to detect potential health issues early.
2. Medicine & Appliances Module
This module extends coverage to prescribed medications and medical appliances, providing comprehensive support for ongoing health management. Key features include:
- Prescribed Medicine: Coverage for medications prescribed by a doctor, ensuring that members can access necessary treatments without worrying about the cost.
- Chinese Medicine: Inclusion of traditional Chinese medicine treatments, catering to those who prefer or require alternative medical therapies.
- Medical Appliances: Coverage for essential medical appliances such as prosthetics, orthotics, and other assistive devices, supporting members with specific medical needs.
3. Medical Evacuation & Repatriation Module
The Medical Evacuation & Repatriation Module is crucial for members who travel frequently or live in areas with limited medical facilities. Key features include:
- Medical Evacuation: Arrangements for emergency medical evacuation to the nearest appropriate medical facility when necessary treatments are not available locally.
- Return Journey: Coverage for the return journey to the member’s home country or location after receiving medical treatment abroad.
- Accompanying Person: Provision for an accompanying person to travel with the member during medical evacuation, ensuring support and assistance during critical times.
4. Dental & Optical Module
The Dental & Optical Module enhances the core plan by providing coverage for routine and special dental and optical care. Key features include:
- Dental Treatment: Coverage for routine dental check-ups, cleanings, and treatments such as fillings, extractions, and root canals. Special dental treatments like orthodontics and periodontal treatments are also included.
- Optical Care: Coverage for eye exams, prescription glasses, and contact lenses, ensuring members have access to necessary vision care.
- Eye Check: Regular eye checks to monitor and maintain eye health, helping to prevent and manage vision problems.
Bupa Global Virtual App
Bupa Global’s dedication to customer satisfaction is evident in their 24/7 medical concierge service, which provides professional medical advice and assistance in finding the right treatment and facilities. The Global Virtual Care app further enhances this support by offering virtual consultations with doctors around the world, available in multiple languages and at no extra cost.
- 24/7 Access: Bupa Global members can access a team of international doctors anytime via telephone or video call.
- No Additional Cost: This service is included in the health plan, offering same-day medical consultations without extra charges.
- Language Support: Consultations are available in multiple languages, ensuring comfort and understanding for diverse members.
- Prescriptions and Referrals: Where allowed by local regulations, doctors can issue prescriptions and referral letters directly to your phone.
- Unlimited Consultations: Members can have an unlimited number of consultations, subject to their policy benefits.
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Why Choose Bupa Global?
Choosing Bupa Global means entrusting your health and well-being to a provider that prioritizes your needs and delivers exceptional care.Â
- Expertise and Experience: Over five decades of experience in the health insurance industry.
- Comprehensive Coverage: Wide range of plans that offer extensive coverage tailored to different needs.
- Global Network: Access to nearly 1.7 million medical providers worldwide.
- Exceptional Service: 24/7 medical concierge service and Global Virtual Care app for round-the-clock support.
- Wellness Focus: Inclusive wellness programs and benefits to support your overall health.
Bupa Second Medical Opinion Service
You can have a second medical opinion at no extra cost. They give all our members access to a world-class service from Advance Medical, a Teladoc Health Company (Teladoc) that offers them a review of their diagnosis by an expert in the relevant field. Teladoc is an independent organisation that specialises in providing medical opinions from the world’s leading experts. The service is designed to help with queries including:
- what does my diagnosis mean?
- is my diagnosis correct?
- is the proposed treatment correct?
- is there more information available about my condition?
- is there an alternative treatment that would be better
for me?
Any member can access this service via their personalised website, MembersWorld, or by calling our general enquiries line
(+44 (0) 1273 323 563) and speaking to one of our advisers.
Their advisers will assess the case, and then pass details on to Teladoc. If appropriate they will assign a doctor to contact you
to discuss your case in more detail. If required, the doctor will help to gather all the relevant information, including tests, scans and reports.
Your details will be reviewed by one or more leading experts in the field, and a report is compiled which reviews your diagnosis and
treatment plan. If any changes are recommended, the report is discussed with your treating doctor. And because this is all done by correspondence, you don’t have to travel anywhere to get your second opinion. Providing access to this service is just one of the ways they go further for their members.
Our Advice
i-Brokers are proud to be working with such an exceptional global health insurance provider and can offer the full range of Bupa Global’s medical insurance coverage options.
Free Bupa Medical Insurance Quotes
If you would like to receive a free quote for this or any of the medical insurance plans, click the link below. One of our health insurance specialists will be happy to assist you.
Got a question that is specific to you? Email [email protected]