Overview

Germany is one of the world’s most advanced nations in terms of economic productivity, technological development and educational attainment. Many Germans enjoy an affluent lifestyle however, the country is facing a major challenge to bring the standard of living in the former German Democratic Republic up to that of the west.

Health Insurance in Germany

Germany has a reputation for being able to provide extremely comprehensive and high quality treatment options for patients throughout the country. However, one of the main concerns for newly arrived expatriates in Germany is the cost of healthcare in the nation. Health insurance in Germany is mandatory under law, and with the exception of self employed individuals and civil servants, almost all German nationals are expected to join one of the mandatory health insurance schemes.

Foreign nationals who are planning to move to Germany or stay there longer than 6 months are also required to carry insurance, making expat health insurance an appealing option.

If your salary is above a certain income bracket, you have the option to access private health insurance in Germany. Civil servants or the self-employed in Germany can also choose private health insurance.

There are many benefits to being able to access private health insurance in Germany. Firstly, for higher paid professionals, private health insurance is often less expensive than the state scheme, as contributions to the state scheme are often calculated according to gross income. 

In addition, private health insurance allows access to private practice doctors as well as to semi-private and private rooms in hospitals, shorter waiting times, and provides more comprehensive cover for procedures. 

Travel Insurance in Germany

Germany is the world’s most popular holiday destination. At i-Brokers, we hear many tales from our customers purchasing Germany travel insurance about the sights they see and the people they meet there.

i-Brokers compare plans covering cheap single trip and annual multi-trip policies cover you for any means of travel to your destination.

Life Insurance in Germany

Expat life insurance in Germany is something that everyone with a young family should look at. It is often the case that the main income generator for expat families in Germany is one person so the impact on the family should a death occur to this person is potentially catastrophic.

Life insurance in Germany can allow you to cherish your years more easily without the stress brought on worrying about what will happen to your loved ones after your death. Life Insurance in Germany will bring additional peace of mind as you take on a new life with new challenges to face.