France

Insurance for Expats in France

Overview

France remains the planet’s most visited tourist destination, meriting its standing with an almost overwhelming mass of historical treasures. 

France has absolutely everything anyone could want: a fabulous climate, dramatic landscapes with incredible contrasts, affordable property, accessible healthcare and arguably some of the best cuisine and wine in the world.

This country is a popular expat destination for professionals, families and retirees alike.

Health Insurance in France

France provides one of the most accessible social systems in the world. The French government contributes a significant amount of its GDP towards executing improved social programs and progressive social improvements. The French Healthcare system receives approximately 10% of the country’s total GDP annually, and was voted by the World Health Organization as being one of the best healthcare system in the world.

The healthcare system is directly funded by taxation; each citizen pays approximately 20% of their annual salary towards keeping these social and medical care services in place. This contribution towards social stability is known in France as ‘Securite sociale’ and aims to ensure access to world class, top quality healthcare for all citizines. 

The ‘Securite sociale’ system covers everyone in France who has employee status as well as that person’s family, including spouse and children. Recieving healthcare or medical treatment, regardless of the type and in both private and public medical facilities, will typically be compensated up to 70% of the final cost by the government.

Foreign nationals who have been provided medical care in France and do not have health insurance usually have a particularly tough time being able to pay for the expensive top quality treatments that they have received. In a bid to stop foreigners receiving what constituted as free treatment, the government made it mandatory for people of certain nationalities to have some form of healthcare coverage. 

Because of the levels of expenditure and compensation, the French healthcare systems are some of the costliest in the globe. Analysts foresee that the healthcare and medical service in France could have a negative balance of close to Euro $70 billion by the conclusion of 2020.

It is therefore important that visitors and expatriates obtain a comprehensive medical and travel insurance policy before arriving in the country.

Travel Insurance France

According to an article published by the BBC France is the world’s most popular holiday destination. At i-Brokers, we hear many tales from our customers purchasing French travel insurance about the sights they see and the people they meet there.

i-Brokers compare plans covering cheap single trip and annual multi-trip policies cover you for any means of travel to your destination, so the relatively inexpensive ferry or Eurostar to France can make a low cost family holiday to France very easy indeed.

Life Insurance France

Expat life insurance in France is something that everyone with a young family should look at. It is often the case that the main income generator for expat families in France is one person so the impact on the family should a death occur to this person is potentially catastrophic.

Life insurance in France can allow you to cherish your years more easily without the stress brought on worrying about what will happen to your loved ones after your death. Life Insurance in France will bring additional peace of mind as you take on a new life with new challenges to face.