Terms & Conditions

Your Responsibilities

You are responsible to ensure you input correct, truthful and relevant information when entering your personal details and you don not knowingly try to mislead the insurer in any way. 

Any contract entered for an insurance product will be between you and the insurance provider. All products and services described in this website or arranged by i-Brokers are subject to the terms and conditions of the contract between you and your selected insurance provider. You must read and accept all applicable terms, conditions, exclusions, and limitations of any policy before entering any agreement or arrangement with an insurer.

You are unconditionally accountable for your behaviour on this Website. You need to guarantee that this does not violate any privacy rights, holding rights or alternative rights of any third party. User content should not be harmful, fraudulent, threatening, defamatory, embarrassing, distressing, infringing, abusive, inflammatory, daunting, harassing, stalking, profane, obscene, indecent, inappropriate, hateful, discriminatory or racially, ethnically, sexually or otherwise objectionable or prohibited by any applicable laws or regulation.

You agree to be held absolutely accountable for any harm, loss, claim, demand, liability or expense (including legal fees) that we suffer directly or indirectly as a result of your breach of contract or warranty or omission, misrepresentation, negligence in relation to, or in association with, your access and/or use on this Website and/or in relation to your submission and accuracy of your user content.

Insurer Product Information

By purchasing this plan/policy you agree that you have read and understood the policy conditions, benefits, claims procedure and exclusions of your selected insurer. You are directed to read these terms and conditions carefully and to satisfy yourself that you comprehend such terms and conditions thoroughly. 

If required we encourage you to seek professional advice on the meaning, operation and substantive effect of these terms and conditions before you enter a contract. If you are in doubt as to your responsibilities under these Terms and Conditions or if you wish to try to find support please contact our customer service department and we will be happy to assist before you move forward. 

No insurance coverage shall be construed as bound, in force, applied for or assumed as a result of your submission of data to i-Brokers on the website or otherwise unless and until notification of coverage has been sent to you.

When suitable documents related to insurance products may be sent to you electronically. In cases where insurance documents cannot be delivered electronically due to legal constraints, physical forms will be posted.

Information on this website and all materials to be found pertaining to products and services on offer are not representative of, and thus must not be treated as, the complete description of the particular and individual terms and conditions nor the precise cover provided of that product or service. It is your sole responsibility to seek independent and professional advice and to ensure all details and information provided to this website and/or to be found are accurate and reliable. In regards to a specific product or service, the terms and conditions of that product or service shall prevail should contradictions arise with the information contained on the website.

Premiums will not be refunded once a travel insurance certificate has been issued.

Our Service

We offer a free and independent online service that allows you to compare insurance, products.

i-Brokers (“the company”) is remunerated for its services by the receipt of commission paid by insurers. Your agreement to proceed with any insurance transaction shall constitute your consent to the receipt of commission by the company.

i-Brokers is an insurance broker whose businesses are to arrange insurance products and services for their clients, and do not represent any particular insurance company in their dealings with clients.

i-Brokers is not an insurance company, and does not underwrite any insurance risk, nor does it represent any insurance company in its dealings with you.

i-Brokers does not sell, transfer or distribute any information obtained on our website or via any advertisement campaign to any third party.

We are proud to be a licensed and regulated member of the Insurance Authority and strictly follow their guidelines and rules to ensure that we not only provide the best advice but also advice that is the most up to date and compliant.

We know that your information is important to you, so we keep extra secure levels of security and controls on our site to ensure that your data is protected.

The feedback from our customers has always been something that has been important to us and helps us learn, grow and ensure that we continue to offer an excellent service.