IMG
International Medical Group (IMG) are world leaders in providing expatriate and international healthcare benefits for Individuals, Families and Corporate Groups. As part of their proposition travel insurance for both single trips and annual is available at some of the best premiums anywhere.
About IMG
International Medical Group (IMG) is a premier provider of global medical insurance, renowned for its extensive coverage options tailored for international travelers, expatriates, and global citizens. With a robust portfolio of insurance plans, IMG offers comprehensive protection and peace of mind for individuals and families navigating the complexities of international healthcare.
IMG Plans on offer are suited to a wide range of people which is why IMG has served over one million people globally and built a reputation for providing innovative and highly competitive international health and travel insurance products. From major international and expatriate medical insurance (often including home country cover as well), to short term medical insurance (less than 12 months) and international student medical insurance plans IMG will have you covered.
Through their US and UK international operations centers they provide first class service to their insured members worldwide with their in-house teams of international and multi-lingual customer service staff, claims handlers and in-house 24/hour medically trained staff and emergency evacuation teams.
IMG now have policyholders in over 150 countries around the world, and as a result, have the tools to help you maintain your policy on a local level, wherever you may be. Having on site medical specialists and a superior claim handling process means that when you have an IMG policy you are always assured of receiving the specific, tailored, solutions that you need.
IMG, is dedicated to understanding and meeting the needs of expatriates and international citizens all over the world and are determined to offer you the coverage levels that you need. By delivering superior services in conjunction with flexible and comprehensive insurance policies, IMG ensures that you will always have the protection that you need, no matter where in the world you may be located.
IMG Health Insurance Plans
Global Prima Medical InsuranceSM by International Medical Group (IMG) is an all-encompassing insurance program designed to meet the healthcare needs of global citizens. Here are the detailed features and benefits.
Plan Options: There are five levels of coverage:
- Bronze: Basic coverage with no pre-existing condition cover.
- Bronze Plus: Enhanced basic coverage.
- Silver: Moderate coverage with higher limits.
- Gold: Comprehensive coverage including routine management of chronic conditions.
- Platinum: Premier coverage with the highest limits and extensive benefits.
In their words,
“You need the proper worldwide coverage, provided by a company that’s going to be there with the right plan when you need it most. When you select Global Prima Medical InsuranceSM, you receive our promise to deliver exceptional medical benefits, medical assistance, and service—all designed to give you Global Peace of Mind®”
Key Benefits of this IMG Health Plan
Some of the Key Benefits of the Global Prima Plan include:
- Healthcare Access: Choose from an extensive network or your own provider globally.
- 24/7 Medical Helpline: For claims information, emergency assistance, and treatment advice.
- Children Coverage: Up to the age of 25 years.
- Guaranteed Continuation: For members leaving a group scheme.
- Comprehensive Quotation Service
- No Age Limits: Lifetime renewal available.
- Chronic Conditions: Coverage for acute episodes and routine management.
- Oncology: Comprehensive cancer treatment including reconstructive surgery and wigs during active treatment.
- Complementary Medicine: Services such as physiotherapy, chiropody, and podiatry.
- Optical and Well-being Benefits: Routine eye examinations, prescribed glasses, and contact lenses, and annual health checks.
- Maternity Care: Optional coverage for routine pregnancy and childbirth costs, including pre and postnatal check-ups.
- Mental Health: Access to virtual counseling and support programs for mental well-being.
- Emergency Services: 24/7 medical helpline, emergency evacuation, and repatriation services.
- Telemedicine: Online consultations with medical professionals for non-emergency issues.
Global Prima Table of Benefits
Here is the table of Benefits for In-Patient and Out-Patient. Coverage Limits for each plan can be seen below 🔽
In-Patient
Out-Patient
What are the differences between each plan?
Here’s a detailed comparison of the key features across the different plan levels of IMG’s Global Prima Medical InsuranceSM. This table highlights the differences in overall policy limits, coverage details, in-patient and day-patient treatment, chronic condition management, out-patient treatment, and additional benefits offered at each plan level, from Bronze to Platinum.
| Feature | Bronze | Bronze Plus | Silver | Gold | Platinum |
|---|---|---|---|---|---|
| Overall Policy Limit | $1,000,000 | $2,000,000 | $3,000,000 | $4,000,000 | $5,000,000 |
| Coverage | Basic coverage without pre-existing | Enhanced basic coverage | Moderate coverage with higher limits | Comprehensive coverage | Premier coverage with the highest limits |
| In-Patient and Day-Patient | Basic accommodation and professional fees | Includes more comprehensive diagnostic and medication coverage | More extensive coverage including chronic conditions’ acute episodes | Extensive coverage including routine management of chronic conditions | Highest limits for diagnostics, medication, and optical care |
| Chronic Conditions | Not covered | Limited acute episode coverage | Includes acute episodes | Routine management included | Extensive routine management and palliative treatment |
| Out-Patient Treatment | Limited | Moderate | Higher limits for diagnostics and medication | Higher limits for diagnostics, medication, and optical care | Highest limits for diagnostics, medication, and optical care |
| Optical and Well-being | Not included | Not included | Basic inclusion | Includes routine eye exams and health checks | Full coverage including wellness benefits |
| Optional Benefits | Not included | Not included | Not included | Includes routine pregnancy and dental treatments | Full range including pregnancy, dental treatments, and wellness benefits |
| Evacuation and Repatriation | Included | Included | Included | Included | Included |
| Telemedicine Services | Not included | Included | Included | Included | Included |
| Mental Wellness | Not included | Not included | Not included | Support programs included | Comprehensive support programs |
IMG’s Travel Intelligence App
The Travel Intelligence app is a vital tool for IMG’s Global Prima Medical InsuranceSM members, providing essential information and support for safe and informed travel. Key features include:
- Safety Alerts: Notifications of high-risk events such as health threats, terrorism, civil unrest, and severe weather near your location.
- Travel Essentials: Access to travel documents, important itinerary information, and an emergency hotline.
- Location Awareness: Proximity threat notifications based on your current and last shared location.
- Destination Tips: Advice tailored to your travel itinerary or countries of interest.
- Family Sharing: Ability to add additional users so they can receive notifications in case of an emergency.
This app ensures that travelers stay informed and safe while abroad, complementing the comprehensive coverage provided by IMG’s insurance plans.
MyALC Member Portal
The MyALC Member Portal is a powerful tool designed to enhance the convenience and accessibility of managing your Global Prima Medical InsuranceSM plan. Key features include:
- Pre-authorization: Easily pre-authorize treatments.
- Claims Submission: Submit claims online with ease.
- Document Access: Download your Certificate of Insurance and other important documents.
- Provider Search: Find medical facilities globally.
- Communication: Read secure messages from the claims team and start web chats.
- Travel Information: Obtain useful travel and security information.
- Premium Payments: Access the secure area for premium payments.
The portal ensures that you have control over your health insurance needs anytime, anywhere, from any device.
Our Advice
Get Free IMG Health Insurance Quotes here.
If you would like to receive a free quote for this or any of the medical insurance plans, click the link below. One of our health insurance specialists will be happy to assist you.
Got a question that is specific to you? Contact us here.
