Atlas Life 

Atlas Life (Atlas Life Insurance) is a premier name in the life insurance industry. With a proven track record on servicing, the life insurer has a great selection of policies that can meet everyone’s needs. 

They reinsure all their policyholder risk with Swiss Re and Reinsurance Group of America, two of the largest reinsurers in the world and they utilise their financial strength and global stability to provide clients with complete peace of mind at all times. 

Their reinsurance treaties allow them to provide life insurance solutions to private individuals, families and businesses and they also provide a range of additional benefits including Critical Illness and Disability. 

Founded in 2012, they are regulated by the Seychelles Financial Services Authority as a long term life insurance company.  

Their underwriting team is made up of experienced life insurance professionals who have a comprehensive knowledge of the industry and understand the importance of getting clients on risk as smoothly and as quickly as possible. Their service standard is designed to be personalised, prompt and efficient. 

It is easy to work with them and all applications and due diligence documents can be submitted to us electronically. 

They would like all their policyholders to be clients for life which is why they constantly reach for higher standards in all that we do. All premium reminders are sent well in advance and claims are dealt with professionally, with empathy and in a timely manner. 

Personal information is an important aspect of life insurance and our approach to compliance ensures that all relevant client information is held in accordance with GDPR international standards and in the strictest confidence. 

Atlas Life Insurance Policy Types of Cover 

The policy provides a lump sum Death benefit, including an automatic Terminal Illness benefit upon diagnosis. A lump sum Critical Illness benefit and/or lump sum Disability benefit can also be selected. 

The policy can be written on a single or joint life basis. For joint life, you can choose whether the benefit is paid when the first life assured dies (Joint Life, First Death) or when both lives have died (Joint Life Second Death). 

The policy can be denominated in either US$, £ or € and the policy premium must be paid in the same currency as the policy. The policy is not a savings contract and has no cash in value at any time. 

Entry Ages and Cover Limits 

Life Cover 

• the minimum entry age is 19 next birthday and the maximum entry age is 70 next birthday 

• the minimum term is 5 years and the maximum term is to age 99 

• the minimum cover limit is US$100,000 and there is no maximum cover limit 

Disability Cover 

• the minimum entry age is 19 next birthday, the maximum entry age is 60 next birthday and the benefit expires at age 65 

• the term selected must be the same as for the life cover however the benefit will expire at age 65, should that occur before the end of the term of the life cover 

• the minimum cover limit is US$100,000 and the maximum cover limit is US$3 Million or currency equivalent 

• the Disability benefit is an accelerated benefit and is not available on a standalone basis 

Critical Illness Cover 

• the minimum entry age is 19 next birthday, the maximum entry age is 60 next birthday and the benefit expires at 65 

• the term selected must be the same as for the life cover however the benefit will expire at age 65, should that occur before the end of the term of the life cover 

• the minimum cover limit is US$100,000 and the maximum cover limit is US$1 Million or currency equivalent 

• the Critical Illness benefit is an accelerated benefit and is not available on a standalone basis