Medical Insurance

What is Premium Loading in Health Insurance Plans?  Premium loading in medical insurance is an additional charge to your regular premium that covers an individual who is likely to make claims due to a pre-existing medical condition.   For example, when you are diagnosed with a specific medical condition that could occur again such as a heart attack, you are more likely to make a claim from …

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Whether you have been an insured for a long period of time or you are new to medical insurance, being mindful of all of the benefits on your plan is important.  Reports from insurers tell us that one of the most commonly claimed for parts of a health the concept of physiotherapy cover is essential to your health insurance plan for expats is for physio. To help you understand this benefit better we have put together a hands-on guide about …

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If you have a pre-existing medical condition, that means you have a disease or illness for which you had symptoms, required treatment, or which you were aware of, although you did not seek treatment for it before the start of your medical insurance policy.   Insurers may consider any medical condition you may have had in your life before buying an individual medical plan as …

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Getting a critical ailment can take place quite fast and it typically happens when you are barely prepared for it. You can never imagine how much the medical treatment of such illnesses is going to cost you. Is critical illness insurance worth it? Here we have put together a practical guide on various aspects of insurance coverage of critical illness.   1. What’s critical illness insurance?  Critical illness …

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Here we look at dental insurance and the type of treatment that this will typically cover. We will also look at when you may want to add this to your medical insurance policy and also when you might want to think about leaving off your cover.  There are many reasons as to why people don’t go to the dentist, …

Is Dental Insurance Worth It? Read More »