loading..

Medical Insurance

global benefits group health insurance

Global Benefits Group’s New Approach to Health Insurance

Our insurance partner Global Benefits Group (GBG) proudly provides you with coverage plans with their extensive provider network. Their coverage and global expertise paired with their experience in the industry, means you can rely on them for the protection you need, and they will be there to support you.  GBG is passionate about the services …

Global Benefits Group’s New Approach to Health Insurance Read More »

marijuana insurance

If you smoke marijuana, can you still get health insurance?

The majority of people who smoke know that smoking tobacco impacts their health insurance. However, marijuana might not be mentioned as often as tobacco. Although it is typical that health insurers have considered people who smoke marijuana as ‘smokers’, is medicinal marijuana covered by health insurance?   Health insurance companies currently see medicinal and recreational marijuana …

If you smoke marijuana, can you still get health insurance? Read More »

types of expat insurance that cover pre existing medical conditions

Types of Expat Medical Insurance that Cover Pre Existing Conditions

Health insurance companies sometime get a bad wrap as people believe that they will always exclude pre-existing conditions no matter what. While this can be true for some specific medical insurance providers others can take a different approach and provide cover for pre-existing conditions.  Here we will look a little deeper into how this works and the ways that medical insurers …

Types of Expat Medical Insurance that Cover Pre Existing Conditions Read More »

are covid 19 vaccines covered by health insurance

Are COVID-19 Vaccines Covered by Health Insurance?

The coverage of COVID-19 vaccines can vary from health insurer to health insurer. This depends on the risk carrier of your health insurance plan.   Some important points worth checking on your plan include:  A) Vaccinations must be covered under the general terms and conditions of your plan.     B) The vaccine must be recognized and approved by the health authorities …

Are COVID-19 Vaccines Covered by Health Insurance? Read More »

what to do if your health insurance claim is denied

What to do if a health insurance claim is denied?

There are a number of reasons why health insurance claims are rejected. Although this doesn’t happen very often, when it does take place, you should be in a position where you are mindful of the steps you need to follow.   In this article, we provide you with a guide on why your health insurance claims got rejected and what to do …

What to do if a health insurance claim is denied? Read More »

What-are-the-different-types-of-health-insurance-claims

What are the different types of health insurance claims?

What is a health insurance claim? How do we properly submit a health insurance claim?   As we all know, a health insurance claim is what a medical insurance policyholder requests the health insurance company so as to receive the medical services that are included in their health insurance plan.   In this article, we provide you with a detailed guide on …

What are the different types of health insurance claims? Read More »

how are health insurance premiums calculated

How are Health Insurance Premiums Calculated ?

So what are some factors that affect term health insurance premiums?  1. Type of Health Insurance Policy  Health insurance policies that cover chronic conditions will have higher premiums than those that are able to cover only more acute diseases or mild medical conditions. Additionally, an individual health insurance policy will cost less than a medical insurance plan that covers more than a single person. In …

How are Health Insurance Premiums Calculated ? Read More »

is vision cover important on your medical insurance

Is vision cover important on your medical insurance?

As an expat living abroad, when you are considering purchasing international medical insurance, the questions that you have on your mind might include “Is vision insurance for individuals worth it?” or even “Do I need vision insurance at all?” Whether it is worth the bang for your buck or not, you will find out in this article we have put together for you.   We are also going …

Is vision cover important on your medical insurance? Read More »

what is premium loading

Understanding Premium Loading in Health Insurance Policies

What is Premium Loading in Health Insurance Plans?  Premium loading in medical insurance is an additional charge to your regular premium that covers an individual who is likely to make claims due to a pre-existing medical condition.   For example, when you are diagnosed with a specific medical condition that could occur again such as a heart attack, you are more likely to make a claim from …

Understanding Premium Loading in Health Insurance Policies Read More »

physiotherapy benefit

Your Guide to Physiotherapy Benefit on Your Health Insurance

Whether you have been an insured for a long period of time or you are new to medical insurance, being mindful of all of the benefits on your plan is important.  Reports from insurers tell us that one of the most commonly claimed for parts of a health the concept of physiotherapy cover is essential to your health insurance plan for expats is for physio. To help you understand this benefit better we have put together a hands-on guide about …

Your Guide to Physiotherapy Benefit on Your Health Insurance Read More »