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Life Insurance

term life insurance malaysia

An Expat Guide to Individual Life Insurance in Malaysia in 2023

Life insurance in Malaysia is something that a lot of expats might at some point think about considering. Here we have put together a practical guide about the ins and outs of buying life insurance in Malaysia and what to look out for.  Cost of Life Insurance Policies  In Malaysia, different states have very different mortality …

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term life insurance malaysia

An Expat Guide to Individual Life Insurance in Malaysia

Life insurance in Malaysia is something that a lot of expats might at some point think about considering. Here we have put together a practical guide about the ins and outs of buying life insurance in Malaysia and what to look out for.   Cost of Life Insurance Policies  In Malaysia, different states have very different mortality rates which is the predicted age in which you might pass away. Mortality …

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your insurance payouts may not be claimed

5 Situations Your Death Benefit May Not Be Claimed

Following the premature death of a life insurance policyholder, payouts may occasionally go unclaimed. So why does this happen and what you can do to prevent them from happening with your policy?  1. The absence of the original life insurer  There may be a change in the name of the life insurance company that sold the original life insurance policy. This …

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does life insurance pay for suicidal death

Does life insurance pay for suicidal death?

Generally speaking, life insurers pay out to beneficiaries almost every time. We use the word “almost” here because there are some uncommon situations where life insurance will not be given out.   One of the most significant circumstances that we are referring to is suicidal death. Suicidal death may be excluded based on the terms and conditions …

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life insurance with no beneficiary

What Happens to Life Insurance With No Beneficiary?

As we know life insurance plans are designed to pay to beneficiaries in the event of the death of the policy holder. But what happens if there is no beneficiary appointed to the plan?  This article will delve into what happens to life insurance with no beneficiary.  What happens in the event of the death of your only beneficiary?  In …

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what does level refer to in leve

What does level refer to in level term insurance?

The word “level” in the phrase “level term insurance” means that this type of insurance has a fixed premium and face amount (death benefit) throughout the life of the policy.  Simply put, when people talk about term life insurance, they typically refer to level term life insurance.   For the majority of people, it is the simplest and most …

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