Life Insurance

what does level refer to in leve

What does level refer to in level term insurance?

The word “level” in the phrase “level term insurance” means that this type of insurance has a fixed premium and face amount (death benefit) throughout the life of the policy.  Simply put, when people talk about term life insurance, they typically refer to level term life insurance.   For the majority of people, it is the simplest and most …

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FAQs about term life insurance

Frequently Asked Questions (FAQs) about Term Life Insurance

Our clients ask us often regarding term life insurance.  Here are the most common questions that they share:     1. Are term life insurance premiums fixed?  You might have the question “are term life insurance rates locked in?” in your mind when buying term life insurance. The answer to this question is “yes, they are.”   Purchasing a term life insurance plan when …

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how to save money on term life insurance

How to save money on term life insurance premiums

Here we have put together some practical tips on how to save money on term life insurance.  1. Review the Life Insurance Market Fully  As a rule of thumb, always review the life insurance market fully before setting up your individual term life insurance coverage or renewing each term.  Over the past 12 months, there have been …

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waiver of premium

Waiver of Premium on Life Insurance

There are many policy provisions when it comes to individual life insurance. Here we will look at the Waiver of premium in term insurance and what you should be mindful of if considering this benefit. In this article, we provide you with an explanation of what does waiver of premium mean, how waiver of premium works and why is waiver of premium important?    What …

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life insurance vietnam

An Expat Guide to Individual Life Insurance in Vietnam

Having a new expatriate life with your family in Vietnam can be a mixture of excitement and challenge. Even if life insurance is optional for you as an expatriate family in Vietnam and although you already have bought a life insurance policy from your home country, it is still worth considering having an additional international life insurance policy as circumstances in your life change all …

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term life insurance myanmar

An Expat Guide to Individual Life Insurance in Myanmar 

The thought of settling in Myanmar with your family can be exciting and challenging at the same time. Here we have put together a practical guide about the ins and outs of individual life insurance in the Land of the Golden Pagodas.   Life Insurance Types   In Myanmar, there are many types of life insurance, namely, term life insurance, whole life insurance and endowment …

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is disability insurance worth it

Your Guide to Disability Cover on Your Life Insurance Policy

Is Disability Insurance worth it?  If disability prevents you from working as an expat in a country where you are currently based, then carrying an international disability insurance plan can really help.  Here we have compiled a practical guide on what you need to know about disability insurance and how it helps you mitigate your disability-related expenses.  Why is disability insurance important?  Disability insurance can serve as your income substitute for your …

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Term Life Insurance Singapore

An Expat Guide to Term Life Insurance in Singapore

An Expat Guide to Individual Life Insurance in Singapore (Term Life Insurance Singapore) Life Insurance Types In Singapore, there are many types of life insurance, namely, term life insurance, whole life insurance and endowment life insurance from local life insurance companies and international life insurance firms. The most popular type of life insurance in Singapore …

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Corporate Life Insurance in Myanmar

Your Ultimate Guide to Group Life Insurance in Myanmar

Group Life Insurance in Myanmar Group life insurance in Myanmar is a fast-growing part of employee benefits in the country. As a relatively new type of insurance in Myanmar in comparison to other countries this is now becoming an increasingly popular not just with large corporate companies but also with SME and new start up firms.  Getting the …

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