Insurance

what to do when your asthma flares up

What to do when your asthma flares up

When it comes to asthma, you might have a lot of questions on your mind including “What are asthma flare ups?”, “What causes asthma flare ups?”, “What to do when your asthma flares up?”, “Can asthma flare up during pregnancy?” and “Can stress cause asthma flare ups”.   In this article, we provide you with some practical tips on what to do if your asthma is acting …

What to do when your asthma flares up Read More »

why do you need life insurance

Why do you need life insurance?

If you think you do not need life insurance, you are not alone. Do I even need life insurance? is what most people have on their mind when it comes to having life insurance. Also they are unaware of its real benefits. Therefore, in this article, we have put together some key benefits of having life insurance and also have covered when you need life insurance.  When you are a parent   …

Why do you need life insurance? Read More »

what is basal metabolic rate

What is Basal Metabolic Rate (BMR)?

Although your metabolism is somehow connected to weight, it is seldom the cause of weight increase. In this article, we are going to discuss why basal metabolic rate matters, how to measure it and how it can help control your weight.   Basal Metabolic Rate definition  Basal Metabolic Rate (BMR) is the number of calories your body needs to perform basic …

What is Basal Metabolic Rate (BMR)? Read More »

how to motivate your employees without money

How to motivate your employees without money

Are you considering non-monetary methods to motivate your beloved staff?    Money does not always lift up your staff members’ level of morale. Motivating your employees also involves other physical and emotional enablers. Here we have put together some practical ways to motivate staff without spending any more money.    1. Attractive Work Environment  Beyond the basic needs such as clean air, …

How to motivate your employees without money Read More »

blockchain technology insurance

Why is blockchain important for the insurance industry?

Blockchain is a new technology that has swiftly become an obsessive interest in the financial services industry because it enables disintermediation, improved reconciliation of data and the efficient transformation of business models.  The insurance industry is uniquely positioned to benefit from blockchain technology which can help deliver on key digital opportunities to cut costs, increase efficiency, enhance customer experience, and improve data quality, collection and analytics. Through innovation, insurance companies can grow market share, gain competitive …

Why is blockchain important for the insurance industry? Read More »

how are life insurance premiums calculated

How are Life Insurance Premiums Calculated

Similar to health insurance premiums, life insurance premiums rely on a range of factors that determine how much you need to pay for your life coverage. It is important to fully understand what these factors are. This serves as a path to minimize your premiums in the future.    What are some factors that affect term life insurance premiums?  1. Amount …

How are Life Insurance Premiums Calculated Read More »

how to keep your childs teeth healthy

How to Keep Your Child’s Teeth Healthy

You should begin looking after your child’s teeth early to prevent cavities and tooth decay. Now is the time to teach your child proper dental care. Here we have compiled a practical guide on how to help kids of all ages take great care of their oral health.   1. Start brushing when the first tooth appears  As soon as the first tooth of your child grows through the gum, make sure you …

How to Keep Your Child’s Teeth Healthy Read More »

continuing personal medical exclusions

Insurance Term of the Week: Continuing Personal Medical Exclusions (CPME)

Understanding what CPME is and how it works.  Holding a health insurance plan for some time, you might think about a switch to another insurance company if you spot that the premiums are cheaper and better benefits are provided by the new medical insurer.   What does Continuing Personal Medical Exclusions (CPME) underwriting mean?  Continuing Personal Medical Exclusions (CPME) is …

Insurance Term of the Week: Continuing Personal Medical Exclusions (CPME) Read More »